When a disaster strikes at home – from leaking roofs to burst pipes – it can feel like the end of the world. But home catastrophe don’t have to end in a tale of woe if you are a little prepared. Enter for your chance to win £200 of John Lewis vouchers with Together Mutual Insurance.
My Home Disaster Woe
My story of ‘home woe’ was in June last year. I came home from a night out to discover water dripping through my kitchen ceiling. It was running onto the units and floor. Firstly – I panicked – then I had a glass of wine – then I panicked some more. Despite my detective work, I had no clue where the water was coming from but I suspected my bathroom. I called my insurance company and an emergency plumber was booked to come round first thing. I left buckets all over the room and mopped up what water I could.
Over night the slow drip drip through my bathroom floorboards had bowed my kitchen ceiling under the weight of the water. There were cracks everywhere and chunks of plaster fell off, as you can see above.
It didn’t take the emergency plumber long to work out that the source of the water was from my bathroom sink taps. The leak was so tiny you couldn’t see it. I could only feel the wet when I put my hand on the pipe.
My taps had been fixed together using plumber’s paste rather than proper. The scary thing – my bathroom looked totally fine to my untrained eye.
My insurance company assessed the damage and agreed I needed a new ceiling, and paid out £450 for the repairs within a week. Thank god for home insurance that’s what I can say!
Having water pouring through my ceiling was not my idea of a fun time…it could have been so much worse. I was just one week away from a complete kitchen refit. I was going to get builders in to rip out the old units, re-plaster the room and fit a new kitchen. Imagine if this leak had happened just a few weeks later? My lovely new plastered ceiling would have been ruined, my kitchen units trashed and my new oven (that I adore) would have been right under the leak. My new designer kitchen would have been spoiled.
I wasn’t planning on updating my bathroom – as it looked fine to me. Now, I was facing a kitchen refit AND a bathroom remodel. Luckily, the insurance money for the ceiling was a bit of a god send. I put it towards the two makeover projects.
Oh my, it was stressful getting my bathroom and kitchen done at once – no water, no working loo, no cooker – but in just six short weeks I tackled two huge areas of my home. POSITIVE SPIN: My home renovation is one year ahead of plan.
Above is a sneaky-peak of my actual kitchen – which I will share more on here soon. You can see the full finished makeovers in this month’s Real Homes magazine and in next months’ Style At Home Magazine.
Tips on how to cope with your Home Disaster
- Have your insurance contact details handy.Home incidents can strike unexpectedly and at any time and you may need to contact your insurer quickly. Most insurers have 24-hour emergency help lines, for speedy advice. Stick the number to your fridge – or, like me, I have a ‘home’ A4 folder with all this info to hand in a safe place. If you can, call your insurer emergency help line first for advice.
- Know Your Home. Make sure everyone who lives at home knows how to turn the mains water off and how to turn the electrics off. And in the dreadful case of a fire, make sure you all know a safe escape route.
- Do not rush to any throw damaged items away!Unless they are a health hazard, (such as rotting food) as your insurer may want to inspect them. Your insurer can quickly advise you on this over the phone. All all receipts for your home, as you may need these to form part of your claim.
- Don’t Panic. If something awful happens at home, a good insurance company will make sure you are all safe and protected. You never know, a leaking tap could result in a brand new bathroom. Always look on the bright side.
YOUR CHANCE TO WIN £200 JOHN LEWIS VOUCHERS
I’d love to hear how you survived your own Home disaster and any tips you would like to share. Please pop them in the comments box below. In the meantime, enter the competition below for your chance to win £200 John Lewis vouchers – and one year’s free home insurance. Share your home woes or even your ideas on how to cope when things go wrong, and you could be the lucky winner.
**NO PURCHASE NECESSARY TO ENTER OR WIN. Please click here for full T+ C
This is a competition for one winner to win £200 of John Lewis vouchers in a nationwide campaign. No cash exchange or alternative prize is offered. When entering this competition, you are agreeing to sign up to my WeLoveHome newsletter, as well as being Together Insurance mailing list. Your details will not be passed onto third parties. If you wish to not be included on my mailing list, then please get in touch and you will be removed. Thank you.
Competition ends on Midnight 17th Of April. The winner will be picked at random by Together Insurance. Each means to enter increases your chance of winning. Together Insurance will contact the winner direct – they are fully responsible for upholding this prize.
I teamed up with Together Mutual Insurance (@TogetherIns) to tell the story of my home disaster.